The Complete List of Financial Loan Programs for Adaptive Equipment

As the creators of the GRIT Freedom Chair, we feel strongly that a lack of money shouldn't prevent anyone from being able to live life beyond the pavement and enjoy the freedom of outdoor mobility.  We've already created this list with some helpful suggestions for financial assistance, but we want to do more to help. Read on for a complete list of Financial Loan Programs organized by State.

Alabama

Alabama Ability Loans Program

Alabama’s Alternative Finance Program (The Ability Loan Program) for individuals with disabilities and their families allows applicants to borrow money at low-interest and/or for extended terms for the purchase of assistive technology, adaptive equipment, and related services. Alternative financing needs may include but will not be limited to a means of: a) paying for devices not covered by public programs; b) providing a loan sooner than other public programs, and/or; c) having another funding source available.
— Alabama.gov

Program Contact: Kate Wallace

Phone Number: 334.293.7008

Email Address: Kate.Wallace@rehab.alabama.gov


AzLAT is an alternative financing program designed to assist individuals with disabilities (or others on their behalf) to borrow money at affordable rates for the purchase of assistive technology. Qualified applicants (persons who can demonstrate ability to repay the loan) may be approved to borrow money in amounts ranging from $500 to $20,000. Pre-loan support services, flexible repayment terms, below market interest rates, and no prepayment penalties are unique features of this consumer responsive program which are not often found through more traditional lenders:
— aztap.org

Program Contact: Jill Pleasant

Phone Number: 602.728.95.32

Email Address: Jill.Pleasant@nau.edu


CAN AT4ALL is Arkansas’ statewide assistive technology program designed to make technology available and accessible for everyone who needs it. Assistive technology (AT) is any kind of device or tool that helps people learn, work, communicate and live more independently. AT can be very simple and inexpensive, like a modified knife and fork, or it can be very sophisticated and costly, like a computerized speech device.
— www.ar-ican.org

Program Contact: Devin Bryant

Phone Number: 501.296.1663


Ability Tools, formerly the AT Network, is California’s Assistive Technology Act Program. We provide a variety of services for Californians with disabilities of all ages. Our services include:
AT Exchange Marketplace, Device Lending Libraries, Financial Loan Program for AT, and an Information & Referral Reuse program in affiliation with organizational partners
— www.abilitytools.org

Program Contact: Teresa Favuzzi

Phone Number: 916.325.1690 X 313

Email Address: Teresa@cfilc.org


In collaboration with the state Division of Vocational Rehabilitation, our partnerships with lending institutions can help finance assistive technology for home, work, or even vehicle modifications, with lower interest loans. Our Case Manager will help guide you through the process.
— www.easterseals.com

Program Contact: Joyce Medkeff

Phone Number: 302.221.2076

Email Address: jmedkeff@esdel.org


The New Horizon Loan (NHL) Program is an alternative assistive technology finance program under the Assistive Technology Act of 2004, Section 4 (e)(2)(A) designed to assist individuals with disabilities to borrow money at reasonable interest rates for the purchase of assistive technologies. Our New Horizon Business Loan Program is a similar program that can assist qualified persons with disabilities who are seeking employment through self-employment opportunities. These are low interest rate loan programs that may offer below market interest rates that can help keep your loan payment low along with no prepayment penalty features.
— www.newhorizonloanprogram.org

Program Contact: Melanie Quinton

Phone Number: 850.487.3278 X 107

Email Address: mquinton@faast.org


The Center for Financial Independence & Innovation, Inc. (The CFII) is a nonprofit organization dedicated to helping individuals with disabilities and their family members advance their financial independence and security. CFII operates Credit-Able which provides low-interest loans through participating credit unions to enable Georgians with disabilities access to affordable financing for Assistive Technology and Home & Vehicle Modifications.
— gatfi.org

Program Contact: Danny Housley

Phone Number:  404-385-7029 

Email Address: Danny.Housley@gatfl.gatech.edu


Illinois has a loan program specifically for people with disabilities. ILoans are available to purchase assistive technology for daily living and are also available to reduce or eliminate barriers to employment.
— iltech.org

Program Contact: Wanda Parbs

Phone Number: 217.522.7985

Email Address: wparbs@itech.org


The Iowa Able Foundation is a statewide non-profit helping Iowans with disabilities and the aging achieve and maintain independence through microlending programs and financial coaching.
— Iowaable.org

Program Contact: Jill Crosser

Phone Number: 515.292.2972

Email Address: Jill@Iowaable.org


K-Loan is a Alternative Finance Program offered through Assistive Technology for Kansans (ATK), the statewide assistive technology program, coordinated by the University of Kansas...It is a consumer-run program designed to provide persons with disabilities and their families with access to financial resources toward acquiring assistive technology through education, saving and borrowing.

Program Contact: Jeanette Graue

Phone Number: 866.465.2826

Email Address: jeanetteg@skilonline.com


The Kentucky Assistive Technology Loan Corporation (KATLC) offers low interest loans for qualified applicants with disabilities who need assistive technology. Working with its lending partner, Fifth Third Bank, KATLC can provide loans for modified vehicles, hearing aids, adapted computers, mobility devices, augmentative communication devices or any other type of equipment or home modification that will improve the quality of life or increase the independence of Kentuckians with disabilities.
— katlc.ky.gov

Program Contact: Sarah Richardson

Phone Number: 502.782.3423

Email Address: Sarahf.Richardson@ky.gov


LATAN’s Assistive Technology Financial Loan Program assists people with disabilities purchase assistive technology through a special loan program. The reduced-interest, fixed-rate, extended-term loan program provides a worthwhile option in the funding maze facing consumers who need to purchase assistive technology to improve or maintain their level of independence, to increase or maintain their productivity, or to improve their quality of life.
— latan.org

Program Contact: Julie Nesbit

Phone Number: 225.925.9500

Email Address: jnesbit@latan.org


One must always be mindful of the fact that anyone pursuing funding needs to consider him/herself an advocate. The better informed and knowledgeable the advocate is, the greater the likelihood that funding for necessary services and/or devices will be obtained.
— mainecite.org

Program Contact: Kathy Adams

Phone Number: 207.621.3195

Email Address: kadams@mainecite.org


The Maryland Technology Assistance Program (MDTAP) is a program of the Maryland Department of Disabilities. Our mission is to enhance the lives of all Marylanders with disabilities, older Marylanders, and their families by helping support access to assistive technology (AT) devices and services.
— mdod.maryland.gov

Program Contact: Tanya Goodman

Phone Number: 866.881.7488

Email Address: tgoodman@mdtap.org


The Massachusetts Assistive Technology Loan Program, operated by Easter Seals Massachusetts, is an alternative financing project that gives people with disabilities and elders access to low interest cash loans to purchase assistive devices and services. The program has many options that can help — even for people who don’t think they would qualify for a loan.
— massatloan.org

Program Contact: Leo Tonevski

Phone Number: 508.751.6428

Email Address: ltonevski@eastersealsma.org


he Michigan Assistive Technology Loan Fund allows people with disabilities and seniors (or their family members) to purchase assistive technology devices or services, including modification of vehicles and homes. Loans may also cover cost of training to use the purchased equipment, warranties, and service agreements. The Michigan Assistive Technology Loan Fund (MATLF) supports the purchase of needed technology through low interest rates and loan guarantees.
— ucpmichigan.org

Program Contact: Michele Seybert

Phone Number: 517.203.1200

Email Address: seybert@ucpmichigan.org


Minnesota 

Equip-A-Life

EquipALife is a nonprofit organization providing access to “life changing” equipment for people in need of services and people with disabilities. We are your statewide resource for adaptive equipment from A to Z. We can create a lifeline for financial solutions, professional support, education and training. EquipALife helps you to become more self-sufficient while at work, at home, in school and out and about the community.
— www.equipalife.org

Program Contact: Carol Fury

Phone Number: 763.479.8239

Email Address: info@equipalife.org


Show Me Loans offers low-interest loans to Missourians with a disability. The general loan enables Missourians an option to purchase assistive technology equipment and devices, home access improvements or vehicle access modifications for persons with disabilities in Missouri.
— at.mo.gov

Program Contact: Eileen Belton

Phone Number: 816.655.6700

Email Address: eileen.belton@att.net


MonTECH and Rural Dynamics offer the Montana Assistive Technology Loan (MATL) program. MATL offers Montanans with disabilities, or their family members, the ability to purchase assistive technology (AT), for a variety of needs: Hearing & Vision, Daily Living Equipment. Communication Devices. Home & Building Access, Electronic Devices, Vehicle Loans & Modifications. Scooters, Wheel Chairs, Adaptive Recreation and much much more!
— montech.ruralinstitute.umt.edu

Program Contact: Julie Doerner

Phone Number: 406.243.5751

Email Address: montech@ruralinstitute.umt.edu


Easter Seals Nebraska, as part of a cooperative agreement with the Nebraska Assistive Technology Partnership and First National Bank Omaha, is able to offer alternative financing to qualifying Nebraskans with disabilities. These funds are available at a low interest rate, and specifically set for the purpose of purchasing approved equipment, assistive technology devices, and services.
— easterseals.com/ne

Program Contact: Holly Windorski

Phone: 402.930.4106

Email Address: hwindorski@ne.easterseals.com


For a quarter century CARE Chest has been a critical health resource for thousands of Northern Nevadans. Our free programs are designed to fill insurance gaps for underserved populations. We provide medical equipment, prescription assistance, diabetic testing supplies, medical nutrition products, assistive technology for independent living, and wellness education.
— Carechest.org

Program Contact: Bill Kelderman

Phone Number: 775.829.2273

Email Address: loans@carechest.com


Access Loan New Mexico is a statewide, low interest loan program that allows New Mexicans with disabilities to purchase assistive technology or make home modifications so that the individual can live more independently or productively.
— tap.gcd.state.nm.us

Program Contact: Larry McCabe

Phone Number: 505.566.5827

Email Address: lmmcabe@sjci.org


The TRAID Program provides statewide coordination of assitive technology (AT) activities for people with disabilities, fosters development of state and federal policies and programs to enhance availability of assistive technology. The TRAID program is funded through a federal grant from the Rehabilitation Services Administration (RSA), Department of Health Early Intervention Program (EI) and the Money Follows the Person (MFP) Program and administered by the New York State Commission on Quality of Care (NYSCQC).
— LICOP.org

Program Contact: William T. Gettman

Phone Number: 518.549.0200

Email Address: webmaster@justicecenter.ny.gov


The Interagency Program for Assistive Technology (IPAT) is a non-profit organization that strives to bring assistive technology into the lives of all North Dakotans that need it. No matter your age, needs, or disability, we are here for you. Our goal is to help you bridge the gap between ability and disability using assistive technology.
— ndipat.org

Program Contact: John Vastag

Phone Number: 701.365.4728

Email Address: jvastag@ndipat.org


Oklahoma ABLE Tech is the statewide Assistive Technology Act Program proudly located at Oklahoma State University in the Department of Wellness. ABLE Tech is funded through the Administration for Community Living of the U.S. Department of Health and Human Services, and maintains coordination and collaboration efforts with partners throughout the State of Oklahoma. The funding provided helps enhance the opportunities for Oklahomans with disabilities to access and acquire needed assistive technology.
— ok.gov/abletech

Program Contact: Shelley Gladden

Phone Number: 405.744.4254

Email Address: shelley.gladden@okstate.edu


PATF’s Mission: To provide education and financing opportunities for older Pennsylvanians and people with disabilities, helping them to acquire assistive technology devices and services that improve the quality of their lives.
— patf.us

Program Contact: Susan Tachau

Phone Number: 484.674.0506

Email Address: stachau@patf.us


The South Carolina Assistive Technology Program (SCATP) is a federally funded program concerned with getting technology into the hands of people with disabilities so that they might live, work, learn and be a more independent part of the community. As part of a national network of technology-related assistance programs, our goal is to enhance independence, productivity and quality of life for all South Carolinians through access to assistive technology devices and services.
— scatp.med.sc.edu

Program Contact: Clayton Knight

Phone Number: 803.896.4553

Email Address: cknight@alliedinc.net


The Utah Assistive Technology Foundation (UATF) is a private, non-profit organization under UATP organized in 1991 under the laws of the state of Utah. Over the years UATF has been able to help hundreds of Utahns with disabilities of all ages obtain loans and grants to purchase the assistive technology that allows them to be independent, productive and successful at home, at school, at work and in the community.
— uatf.org

Program Contact: Marilyn Hammond

Phone Number: 435.797.3811

Email Address: Marilyn.Hammond@usu.edu


The Mission of the Vermont Assistive Technology Program is to increase awareness and knowledge, and to change policies and practices to ensure assistive technology is available through all services to Vermonters with disabilities. Our Vision is that all individuals with disabilities receive the assistive technology they need and want, and that the benefits of assistive devices and technologies figure prominently in the minds of consumers, policy makers, and service providers. We seek to create a dependable, consistent system of service delivery that is consumer driven and consumer responsive.
— atp.vt.gov

Program Contact: Cheryl Fatnassi

Phone Number: 802.654.4540 X 105

Email Address: cfatnassi@oppsvt.org


The Assistive Technology Loan Fund Authority offers creative and flexible services to open doors for individuals who might not otherwise be eligible for borrowing. Our mission is to provide alternative funding resources for Virginians with disabilities to acquire assistive technology that can enhance their independence and improve their quality of life.
— atlfa.org

Program Contact: Sandra Prince

Phone Number: 804.662.9000

Email Address: Sandra.prince@atlfa.org


Who can apply for Washington Access Fund’s low interest loans?
Washington residents of all ages with disabilities of all types — including seniors with age-related hearing, vision, mobility and cognitive limitations. We also consider applications from family members, employers and other representatives – as long as the item is purchased for – and owned by – a person with a disability.
— washingtonaccessfund.org

Program Contact: Jack Brummel

Phone Number: 206.328.5126

Email Address: jbrummel@washingtonaccessfund.org


Wisconsin

WisLoan

The WisLoan program offers loans for assistive technology. Assistive technology is defined as “any item, piece of equipment or device that enables an individual with a disability to improve his or her independence and quality of life.” The loans help people buy equipment such as hearing aids, modified vehicles, wheelchairs, ramps, computers with modifications, environmental controls, alternative communication devices and home accessibility modifications
— dhs.wisconsin.gov

Program Contact: Valerie Cornelius 

Phone Number: 414.305.0509

Email Address: Vcornelius@independencefirst.org


Wyoming Independent Living, Inc. (WIL) is a registered, private, non-profit agency, in existence to provide people with severe disabilities the opportunity to secure their highest possible level of personal independence. Independent Living services are consumer-oriented and individualized, based on that person’s need for independence.
— www.wilr.org

Program Contact: Brenda Thomson

Phone Number: 307.266.6956

Email Address: bthomson@wilr.org


Did we miss a Financial Loan Program that should be included? Let us know in the comments below! 

The GRIT Freedom Chair is the most versatile chair on the market, designed from the ground up to handle any terrain. From trails to grass to snow. Born out of research at MIT, the Freedom Chair's patented easy-push levers reduce shoulder strain and put you in control of your mobility. Ready to hit the trails? Learn more about the GRIT Freedom Chair at www.gogrit.us